Five Tips For Frugal Living To Live Comfortably

Tips For Frugal Living To Enjoy Your Life

Tips for Frugal LivingIn the current state of the economy, it can seem nearly impossible to stay financially afloat and comfortable. However, many people don’t realize that the trick to getting their hands on more money does not necessarily lie with bring more of it in. However, it more so lies with learning how to not spend as much of what they already get.

Many incomes are substantial enough to allow a person to live a comfortable life, but often times, people don’t realize this because they don’t know how to properly manage their money.

Tips For Frugal Living

Without further ado, these are five tips on living a frugal life, frugal living, and pinching the most amount of pennies possible.

Always Look for Used First

Before you buy anything, whether it be a gold necklace or a truck, make sure you check with friends and family first. There’s always a chance that someone you know would be willing to actually give away whatever it is that you’re in search of. Additionally, check local “For Sale” listings for the items that you want. You might be surprised how easy it is to get a great deal on something that has been lightly used.

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How You Can Save A Ton Of Money With Coupons This Holiday Season

Can you be too frugal?Coupons are big business. If you don’t believe me, you only need to look at your Sunday newspaper to understand the power of these little pieces of paper. Coupons have even gained pop culture status with the new reality TV shows featuring extreme couponers buying hundreds of dollars worth of groceries and other items for pennies on the dollar.

But, you don’t have to go to extreme measures to make coupons, coupon codes, and deals help you and your family save money with coupons. You can save a ton! Now is the time with holiday shopping, Black Friday, Cyber Monday, and the like to score some great savings this season!

You do not have to go to such extremes to save money for you and your family. You don’t have to visit 5 grocery stores a week. And, you don’t need a pantry the size of the Grand Canyon and bulk deals to make couponing worthwhile for you.

Coupons aren’t just for groceries. Now is the time to save a boatload of money with Black Friday and Cyber Monday literally right around the corner.

According to NCS Marketing, a media and marketing services company, almost 80% of consumers regularly shop with coupons. Three billion coupons were redeemed in 2012, and consumers received a collective $800 million in discounts.

Save Money With Coupons This Holiday Season

CouponPal.com logoScott Elling from CouponPal.com has several incredible tips for saving a ton of money this holiday season by using coupons. We talk about what consumers can expect during this year’s holiday shopping season. On today’s episode of the Money Q&A podcast, “Your Money: Your Choices”. Download the podcast on iTunes!

We talk about Black Friday, Cyber Monday, Christmas sales, and much more. We also discuss how consumers can get the most bang for their buck through coupons, coupon codes, and so much more.

Scott let all of his secrets slip out in this interview! You won’t want to miss what Scott has to say about this holiday season and the deals consumers are going to score! Also find out the super cool and unique way that he saved hundreds of dollars on furniture with this incredible coupon secret that I have never heard of before.

This one secret alone on how to save money with coupons is insane, and I’m saving this best tip just for the podcast. You’ll have to listen to find out how he saved hundreds! I did want to leave you with four other incredible tips on how to save money with coupons that are in the podcast too!

Scott Elling of CouponPal & 4 Great Tips To Save Money With Coupons!

Tip #1 – Has something you bought at full price just gone on sale or have a killer coupon? Ask for a refund of the difference. Many stores will honor coupons even after you have purchased the item.

Tip #2 – Don’t forget about price matching! Price matching can be a great way to save money with coupons, and it is something that we often forget to ask about while in a store. Find out in the podcast exactly how Scott does his own price matching combined with a little showrooming!

Like these tips? Share them with your friends with a tweet….

Four incredible tips on how to save the most money using coupons this holiday season! via @MoneyQandA and @CouponPal http://goo.gl/zVyP04 (Click to Tweet!)

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The Three Best Online Shopping Tips And Tricks I Have Heard All Year

Scott Elling from CouponPal.com has several incredible online shopping tips and tricks for saving a ton of money this holiday season. I recently interviewed Scott for next week’s “Your Money: Your Choices” Podcast, and I just couldn’t hold back these tips until the podcast airs next Monday. They are that good! We talk about Black Friday, Cyber Monday, Christmas sales, and much more on the podcast. So, you’ll want to check it out this Monday, November 25th. We also discuss how consumers can get the most bang for their buck through coupons, coupon codes, and so much more. Scott let all of his secrets slip out in this interview! You won’t want to miss what Scott has to say about this holiday … Read more

How to Get the Most Out of This Holiday Shopping Season and Black Friday

It is going to be a tough holiday shopping season for businesses. Thanksgiving and Black Friday are going to be in late November this year. Businesses will lose about six days of shopping and sale madness if they wait. The government shutdown, unemployment, and consumer worries are weighing on shoppers’ minds. These things will actually benefit shoppers this holiday season. Most retailers are moving their holiday sales earlier into the month. Shoppers will start to see promotions before Black Friday. More retailers will be offering free shipping this holiday season. Now, more than ever, the holiday season is sooner rather than later. It is before Black Friday, even. The holiday season is moving on to the left on the calendar. … Read more

Four Ways Small Business Owners Talk Themselves Out Of Success

Four Ways Small Business Owners Talk Themselves Out Of Success

Small Business Owners SuccessI’ve been reading “The Art of War” the new book by Steven Pressfield, and it is incredible. As a writer, it has made a huge impact in my life. If you are a writer, artist, or small business owner, you need to read this book. And, if you are thinking about becoming one of those or have always wanted to become a small business owner, you should definitely check out this book. It is that good!

The book talks about resistance. What keeps us from doing the things that we were meant to do? Did you always want to write the great American novel? Have you always wanted to start your own business? It is resistance keeping you from your goals. Pressfield goes into great depths in this quick and easy read about how resistance holds us down. You can achieve small business owner success.

Here are four ways that small business owners success is stifled by the resistance that we perceive and the resistance that we place on ourselves. Don’t be a victim to resistance! You can use “The Art of War” by Steven Pressfield to be a small business owners success. 

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Small Business Owners Success We Talk Ourselves Out Of

Let Our Family Talk Us Out Of It

You cannot take no for an answer if you want to be a small business owner. Gary Vaynerchuk told me in my interview with him that you are most likely not made into an entrepreneur. You are born to be one. You cannot let your family hold you back. They love you. They are worried.

But, you cannot let them stop you from exerting your God given talent. You were born to be a small business owner. Your family may be the resistance that Pressfield is talking about. Don’t give in!

Not Show Up Every Day

Are you a professional or an amateur? That’s the heart of Steven Pressfield’s book, “The Art of War”. You have the show up to work every day to be a professional. Whether you are a writer, artist, small business owner, or other creative people, you have to put in the hard work. You have to show up. You have to try. You can’t wait until tomorrow. That’s the essence of beating resistance.

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How Macro Economic Issues Affect Middle Class Americans

How economic issues affect AmericansThe stock market is humming along lately, but this is of course despite a few recent macro level economic hiccups. Thanks to the federal government and the shutdown the economy has continued to remain sluggish.

According to a report recently released by Standard & Poor’s, the government shutdown cost the United States $24 billion in lost production and growth. It took out $24 billion from the U.S. economy over the 16 day shutdown.

My Interview With Frank Trotter, President of Everbank Direct

In this episode of the Money Q&A podcast, “Your Money: Your Choices”, I interview Frank Trotter, the President of Everbank Direct, and we talk about how macro economic issues  affect everyday middle class Americans. Should you be concerned about quantitative easing or other Federal Reserve policies?

How do those decisions in Washington DC affect the rest of us? Will we ever see the return of a savings account that earns 4% annual rate of return or more. These questions and more are what I ask Frank Trotter of Everbank Direct. It is a great conversation about the economy and how large macro issues touch us all.

I asked Mr. Trotter about where quantitative easing comes into play. Is the average American concerned about quantitative easing? Should they be concerned about it?

“Well I think it’s interesting,” said Trotter. “You know Steve Forbes, when he gives talks sometimes says, ‘if you have a chatty neighbor on an airline and you want him to shut up, just say I’d like to talk about monetary policy’. And, I think it’s a really difficult topic, from a technical standpoint, to understand. So, I don’t know if people actually have a context even to understand it. We’re [Everbank Direct] concerned about it. Maybe it’ll work. Maybe it’ll be the dream scenario. It’s going to get us through, but it could be a disaster.”

Want to hear more about what Mr. Trotter had to say? Be sure to check out the rest of the podcast episode on iTunes.

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