FinTech Archives

M1 Finance Review – A Great Robo Advisor for Investors

Note – This blog post may contain affiliate links. While all opinions are my own, and I’m a long-time user and proponent of M1 Finance, I do receive a small compensation if you choose to sign up through the links in this article. When it comes to investing with robo-advisors, there are plenty of low-cost, automated trading platforms available today. While there are unique advantages (and disadvantages) to each one, the newest robo-advisor on the market called M1 Finance gives the more established, sophisticated investors great investing options. Developed by a 25 year-old Stanford graduate, M1 Finance simplifies the investment process for beginning and experienced investors alike. Unlike other robo-advisors, M1 Finance does not charge a fee, and it gives … Read more

Stockpile Review – Stockpile Is an Easy Way to Start Investing in Stocks

by Hank Coleman

One of the biggest barriers people face when they want to get started in investing is the perception that they don’t have enough money to set aside in an investment portfolio. If you’re in a similar situation, then low-cost investment options are the perfect solution to help you build interest-accruing savings with minimal upfront monetary requirements. Take Stockpile, for instance, which allows investors to get started with as little as $5. Many of us can afford to invest $5-10 per month, though a platform as easy-to-use as Stockpile, you might find yourself investing more. To learn more about how Stockpile works and whether or not it’s a good fit for your financial situation, check out what Stockpile has to offer: … Read more

Credit Sesame Review – Get Your Free Credit Score & More

by Hank Coleman

Repair your Finances as a First Priority

It’s important for all consumers to keep their credit scores as high as possible, but a vast majority of Americans don’t even check their credit report on an annual basis, let alone weekly or monthly. Although there are laws and regulations in place to help consumers protect themselves from thieves and cyber-hackers, you could lose quite a bit of money or watch your credit score plummet if you don’t act quickly when you see fraudulent activity on your credit report. In 2017 alone, 1.1 million consumers reported incidents of finance-related fraud to the Federal Trade Commission, with $74 million cumulatively reported credit card thefts. Consumers who knew right away that their credit score or financial accounts had been compromised could … Read more

Dosh App Review – How to Get Cash Back for Your Everyday Purchases

by Hank Coleman

There are many different ways to save money while shopping online, but the most popular tactics typically involve researching valid promo code offers, signing up for e-newsletters to get access to special deals (clogging your inbox in the process), and ironically spending more money to get access to offers like free shipping or rebates. If you’re looking for an effortless and free way to save money at the store and online then look no further than the Dosh app. Launched in April 2017, the Dosh app has revolutionized the way consumers save money on everyday purchases and travel expenses. Dosh App Review Instead of going through the cumbersome process of clipping coupons and researching promo codes, relying on your credit … Read more

BusyKid Smartphone App Review – Tracking Chores and Teaching Kids About Money

by Hank Coleman

A lot of young adults don’t understand how to save or invest money nowadays, and financial literacy rates continue to decline year after year. This is evidenced by the student loan debt crisis and stories of college students racking up tons of debt (student loans, credit cards, payday loans, etc.) while working minimum wage jobs. If you’re planning on having kids or you already have kids in your family, how do you plan to teach your kids about money? Of all the mistakes young parents can make, not teaching your kids how to manage money from an early age is one of the most concerning because of this widespread lack of personal financial literacy among high school and college students … Read more

MoneyLion Review – Personal Loans, Credit Monitoring, Rewards, and More

by Hank Coleman

Did you know that 70% of Americans reportedly wouldn’t be able to cover a $2,000 unexpected expense? Perhaps this figure isn’t surprising, especially if you’re in the same boat. So, what happens when huge expenses arise out of nowhere? Typically, people either put the expense on their credit cards – and rack up more debt as a result of high interest rates – or take out a personal loan (also with considerably high interest) to cover the emergency costs. This can be a serious setback for anyone trying to improve their financial situation, but at last, a better option exists – MoneyLion. Founded in 2013, MoneyLion has become immensely popular among consumers due to its easy-to-use app and rewards-based program … Read more