Money Questions and Answers

Understanding and Saving Money on Homeowners’ Insurance

The following is a guest post from Pete Briger. Pete serves as a Principal and Co-Chairman of the Board of Directors at Fortress Investment Group LLC. Fortress has become one of the preeminent investment management firms in the world and currently oversees more than $50 billion in assets. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. It pays to fully understand the types of homeowners’ insurance out there so that you can decide on the policy that is right for you and your family. By understanding the structure and terminology that goes along with the insurance industry, you’ll be in a better position not only to select the best policy for your needs but … Read more

Business Liability And Why It Is Important For Your Finances

by Guest Contributor

business liability insurance Although upsetting and inconvenient at times, it is the undeniable and unavoidable truth that everyone makes mistakes; after all, we are only human. As a business owner, it can be more common than one would like to admit that unintentional accidents can and do happy and sometimes these accidents lead to injuries. Almost anyone who has been injured (physically and/or mentally) or suffered financially can file a claim against you, your company or your employees if said injury occurred in relation to your company. Without being able to predict such an incident it, is imperative to protect not only your employees and yourself as the owner, but the company in entirety.

So, how do you protect your business from such disheartening and troublesome incidents? Business liability insurance can and will help you and your business get through any type of situation, this form of insurance covers legal defense costs as well as any damages you may be obligated to pay in such an event. With a wide range of policies that are designed with your specific needs in mind, it is a matter of fact that the appropriate business liability insurance plan is out there to protect your business and yourself.

Interview With Gary Vaynerchuk for Your Money Your Choices Podcast

by Hank Coleman

gary-vaynerchuk I am completely stoked to interview Gary Vaynerchuk in this week’s episode for Your Money Your Choices. You don’t have to follow me for very long to know that I’m a huge fan of this incredible entrepreneur. Gary Vaynerchuk is a social media advocate and guru, author, video blogger with his very popular show, “Wine Library TV“, keynote speaker, and much more.

I think that I was first introduced to Gary when I saw the keynote speech that he gave in September 2008 at the Web 2.0 NY conference on YouTube. I don’t remember how I found it, but watching this 15 minute video is incredible. It will pump you up. His book, “Crush It“, is the same. It gets you going. It oozes passion and fire that comes straight from Gary’s heart. You can see it in everything that he does.

If you’ve never seen the Web 2.0 speech, it is an incredible talk and well worth the 15 minutes to watch it (Note – It contains a few cuss words though.). Gary Vaynerchuk’s Web 2.0 NY Keynote Speech – September 2008.

Gary Vaynerchuk took over his parents’ liquor store and turned it into a $50 million company. He parlayed that success into Wine Library TV, early investment in social media sites like Twitter and others, signed a multi-million dollar book deal for 10 books (#3 comes out this November), and now he runs VaynerMedia with his brother. VaynerMedia is a consulting firm that helps Fortune 500 companies like GE, PepsiCo, the NY Jets, and others with their social media and building digital brands.

What It Takes To Get Through Burning Out

In this episode of Your Money Your Choices, I interview Gary Vaynerchuk who is one of the preeminent entrepreneurs, authors, video bloggers, and business owners in America. In our interview, I asked Gary about taking back control of your finances with side hustles in addition to your day job. When I interview Gary Vaynerchuk, I asked him about using a side hustle and entrepreneurship as a way to start living the life that you ultimately want which he talks about in the Web 2.0 speech and his books like Crush It.

I also pick his brain about hitting the preverbal wall and burning out. Gary discussed with me what it takes to get through burning out and how to break through the preverbal wall when you hit it. You’ll definitely want to check out this great interview on the podcast this week as we talk about why it is still important to hustle today, the social media platforms that you should be on, and why 7 pm to 2 am can be the most productive time of your life as an entrepreneur.

As a nationally recognized speaker and author about taking social media and business to the next level, Gary Vaynerchuk has written the books: “Crush It“, “The Thank You Economy”, and his most recent book, “Jab, Jab, Jab, Right Hook“, is due out this November. You won’t want to miss this great conversation with my biggest interview yet.

Interview With Phil Orbanes Author of “Monopoly, Money, and You”

Additionally, I talk to Phil Orbanes who is a former Senior Vice President of research and development at Parker Brothers and has written the book, “Monopoly, Money, and You: How To Profit from the Game’s Secrets of Success“.

Have you ever wanted to learn how to win your favorite board game from childhood? Have you ever been curious about the life and financial lessons that the game teaches us at a young age? If you’re a Monopoly fan like me, you’ll love the conversation that I have with Phil Orbanes about the game, his book, and the financial lessons we can all pull out of them.

11 Ways How to Easily Save Money in College

by Guest Contributor

As a college student, finding ways to save money while in college poses a great challenge. It needs someone with self-control and discipline to achieve this. 11 Ways to Save Money while in College is a simple and elaborate guide to the success of saving money while in college. 11 Ways How to Easily Save Money in College One might be tempted along the way, but setting your sight on the ultimate gains must be the major goal. To achieve one’s goal, 11 Ways to Save Money while in College must act as a guide. The 11 ways are as follows: Creating a Budget Creating a budget is the first step in saving money in college. Maintaining a strict budget … Read more

Infographic: Bear vs. Bull Infographic. What’s Next For Gold?

by Guest Contributor

What’s next for gold prices? Are you a bull or a bear about gold’s future? There are a lot of reasons to be positive or negative about the future of the price of gold. And don’t forget about inflation. Inflation plays a big role in the price of gold for investors. Gold prices gained about 9% in 2013 and inflation was next to nothing. If you were a bull on gold at the start of last year, that big move higher must have been great news. Add that momentum into this year’s forwards looking forecasts and many analysts believe we could see gold prices skyrocket. They’re forecasting gains as high as 40% next year! Now, if next year turns out … Read more

Why Are Younger Workers More Interested In Saving For Retirement?

by Guest Contributor

pension The current financial climate has brought plenty of uncertainty with it for workers young and old.

As incomes are being squeezed by high inflation rates and reluctance on the part of some bosses to raise wages in line with inflation, saving for retirement and the future might not seem like an option for many workers; especially those who are still saddled with student debts.

However, as a survey conducted by the National Association for Pension Funds revealed, younger workers who might be a long way from paying off debts accumulated while at university are more willing than their older peers. Surprisingly, a healthy 53% of 25 to 34-year-old workers said they planned to put some money in their pension fund over the course of 2013.

Youth trumps experience saving for retirement

While more than half of young workers said they planned on saving for retirement and the future, the same can’t be said of older workers. A disappointing 26% of workers between the ages of 35 and 44 said that they were willing to save for their pension at some point this year. The average figure for all workers stood at 38%, which equates to a disappointing less than four out of 10 people in employment.