Search Results for: apartment

Got Cluster Mailboxes? Who’s Responsible? Here’s What You Need to Know

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Receive your mail at a cluster mailbox, you soon could be.

Door-to-door mail delivery is likely coming to an end in the United States. If you don’t already receive your mail at a cluster mailbox, you soon could be. But, who is responsible for cluster mailboxes? These centralized, communal mailboxes that serve entire subdivisions, streets, or neighborhoods are already familiar to many apartment dwellers, who have long been accustomed to picking up their mail from a box in their building’s lobby. If you live in a subdivision built since the 1980s, you may also be familiar with cluster boxes, since the USPS stopped allowing to-the-door delivery for new homes in that decade. Earth Class Mail is the best way to manage your postal mail. Sign up today! Door-to-door delivery is the … Read more

Hidden Problems Renters Face with Their Credit Score

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Your Credit Score May Be Costing You Thousands of Dollars

Many young people don’t realize their credit score has a big impact on their ability to rent a home or apartment. Most landlords pull renters credit and credit reports before agreeing to sign a lease, and a less than desirable FICO score can severely limit your chances of getting into a decent apartment at all, let alone at a reasonable price. 90% of top lenders use FICO® Scores. Insurance companies, too, often charge higher insurance premiums to applicants with poor credit scores. But do you have to let your negative credit score affect you in this way? Can you rebuild your credit history solely as a renter? Can paying your rent on time help you to rebuild your credit? These are … Read more

The Budget Traveler: Travel Tricks on the Internet

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Cheap Cruise Tips for Your Summer

The following post was written by Jeffery Hernandez. Coming from a Humble Background, Jeffery completed his Master’s in Business Administration and now works as an Independent Financial Advisor. He loves playing chess, reading novels and spending time with his wife and kids.  Follow him on Twitter @_JeffHernandez0 Getting out and hitting the open road is a common American fantasy, maybe the most common one there is. But how many of us are actually taking the time to get out there and experience the wonderful diversity of the world. The truth is probably fewer than we’d like to admit. Of course traveling isn’t the easiest thing in the world to do. It requires some expendable income and a flexible work schedule that just … Read more

Why Now Is The Time To Close Your Account At The Bank Of Mom And Dad

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If you are in your teens or early twenties, you know that Mom and Dad won’t be there to provide for you forever. You may be just starting to earn your own money from odd jobs and be a long way off from achieving a full financial independence from your parents, but you can start with not asking them for money every time you want to go out with your friends. If you want to go for a drive around town, fill up the car with your own money, or walk instead. It’s time to start standing up on your own, beginning with closing your account at the Bank of Mom and Dad. Financial dependence and today’s generation More and more young … Read more

Money Conversations Parents Must Have With Their College Freshmen

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Money Conversations Parents Must Have With Their College Freshmen

Episode #13: Money Conversations Parents Must Have With Their College Freshmen College students are graduating with an alarming amount of debt. They are being saddled with not only student loans but loans from family members and credit cards. Part of the trouble stems from our inability as parents to prepare our children for the financial realities that they will face as college freshmen. We are simply not having open and honest communication early enough about our expectations and their expectations as well. Who will pay for what expenses? Will your child have to work part-time to pay for tuition? Will you give him or her a credit card to use? These are all important topics that I discuss in this … Read more

11 Ways How to Easily Save Money in College

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Save Money While In College

As a college student, finding ways to save money while in college poses a great challenge. It needs someone with self-control and discipline to achieve this. 11 Ways to Save Money while in College is a simple and elaborate guide to the success of saving money while in college. 11 Ways How to Easily Save Money in College One might be tempted along the way, but setting your sight on the ultimate gains must be the major goal. To achieve one’s goal, 11 Ways to Save Money while in College must act as a guide. The 11 ways are as follows: Creating a Budget Creating a budget is the first step in saving money in college. Maintaining a strict budget … Read more