September 2017

6 Easy Ways to You Can Protect Yourself After the Equifax Hack

How to Protect Yourself After the Equifax Hack

Disclosure – This post contains affiliate links, and I will be compensated if you make a purchase after clicking on my links. By now, you’ve almost definitely heard about the Equifax hack that impacted as many as 143 million Americans (that’s 44% of the country’s population!). If you have more than one credit card, loan, or recently had your credit report checked by a lender or landlord, there is a decent likelihood that Equifax’s massive security mess-up could involve you. The problem is, after the news about the data breach was announced – months after the hacking incident occurred – there is lots of misinformation swirling around and Equifax’s widely unpopular initial response to the hack (making customers wait several … Read more

Entrepreneur Market – Setting Up Your Pharmaceutical Start Up

by Guest Contributor

The biotechnology sector is a booming sector of the economy that has seen tremendous success in the stock markets around the world over the years. Even though there have been a few downturns in recent times, it is an ever important sector of the economy, as the health of individuals depend squarely on it. The pharmaceutical subsector is not left out of this success story. Many of the big players in the pharmaceutical world such as Pfizer, Roche, Gilead, Astra Zeneca and so on, all grew from mere start ups to multinational companies and established themselves as major brands world over, with lucrative stock market shares. While the big players continue to dominate, the field is large enough to accommodate … Read more

When Should You Buy Life Insurance – Buying Insurance Young

by Hank Coleman

When should you buy life insurance? When buying life insurance, it often saves you money if you think about the transaction from the insurance company’s point of view. Their goal, of course, is to take in more insurance premiums than they have to payout in claims. So, which populations of the insurance company’s potential client base will pay more insurance premiums before they die and their family claims the payout. It’s the law of large numbers and averages at work. And, it’s where actuaries make their living. When Should You Buy Life Insurance? Here are a few examples that often drive the cost of your life insurance premiums. If you know and understand what goes into these calculations, it will … Read more

The Top 8 Best Short Term Investment Options for Your Money

by Hank Coleman

Investing isn’t always just a long-term financial strategy. When you want to see returns on your money in a shorter time frame, say a couple of years or even a couple of months, then implementing a short term investment strategy with the best short term investments is very achievable! Perhaps you’re saving up for a goal with a relatively close deadline. Maybe you’re accumulating enough funds for a down payment on a home within 5 years, paying off a significant chunk of debt that your current income is dragging on, or taking the family on vacation overseas. Whatever the reason, you want to have the best short term investments possible to earn a high rate of return on your investments … Read more

Top 3 Easy Ways to Protect Yourself from a Debt Ceiling Default

by Hank Coleman

If the US Government does not raise the federal debt ceiling limit by its deadline, there will be serious repercussions felt throughout the American economy and around the world.

Many people are fearful of the results that could take place if the debt ceiling is not raised. But, there are several things that you can do in order to ensure that your personal finances are in order should the United States government default on its debts.

How To Protect Yourself from a Debt Ceiling Default

Stick To Your Budget

One of the best things that you can do if the United States government defaults on its debts because of failing to raise the debt ceiling limit is to stick to your monthly budget. You should have a written monthly budget already, and a time of crisis where the world financial markets may see disturbances is not a time to deviate from your budget.

Dave Ramsey is famous for often saying that you need to have a plan for every single dollar of income that you earn. Every dollar needs to have a name whether it is allocated for rent, electric, credit card debt, or something else. You should know where every dollar is going before the month even begins. Now is the time to stick to your budget.

Should You Consider Gambling a Way to Make Money Online?

by Guest Contributor

Ever since the World Wide Web was born in the 1990s, people have been dreaming of making an extra buck online. Many of them managed to do so by creating successful publications (later blogs), online stores, and affiliate websites to round up their revenues or replace the traditional ways to earn money completely. For many, in turn, investing that much work and money into setting up an online business is out of reach. These people do have alternatives, yet they are not as well-paid as they would like them to be. And there is one that seems to be the solution for making an extra buck while doing something entertaining: playing online at the Red Flush Casino and its likes. … Read more