How to Start Saving and Get a Month Ahead Without Much Income

How to Start Saving and Get a Month Ahead

The following is a guest post by Rebekah Carter. If you’d like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Today, most people know just how valuable a financial safety net can be. In times of crisis, an emergency fund can be the difference between being able to replace your broken washing machine, or being forced to turn to the bank for a loan. It can also mean that you’re always protected if something unfortunate happens to your income. The trouble is when you don’t have a high-paying career in the first place, getting a month ahead in your savings can feel like an impossible goal. The good news is that no matter how … Read more

6 Reasons Why You Should Start Saving Early

How to save money on your vacation

The following is a guest post by Anthony Goff, a financial advisor with a degree in Mathematics and also the founder of Personal Finance Hub. If you’d like to submit a guest post to Money Q&A, check out our guest posting guidelines. Saving isn’t necessarily the easiest thing to do. As soon as you get your paycheck or money from a friend, the first thing you’re going to think about is spending it as soon as possible. However, what if we told you to start saving that money? I know, we sound crazy. But, if you start saving early in life, it can seriously help your financial stability. Below, are the top five reasons why you should start saving early on … Read more

The Broke Personal Finance Model – Why Finding $400.00 in an Emergency Hard

Why I love term life insurance

The following is a guest post by John Jamieson, the author of Wealth Without Stocks or Mutual Funds. If you’d like to submit a guest post for Money Q&A, check out our guest posting guidelines. Almost 50% of Americans claim they would have a hard time getting their hands on $400.00 in an emergency. There’s a reason for that claim. It’s a broke personal finance model that makes that figure possible. In October 2017, USA today published an article with a truly frightening statistic. According to the article, nearly half of Americans would be in trouble if they had to come up with just $400.00 in an emergency! If you’re reading this article, I would bet you’re not one of those … Read more

5 Highly Effective Tips to Become a Good Leader

Effective Tips to Become a Good Leader

Are you dreaming of becoming a leader someday? Get ready for all the challenges that might come along the way. As a leader, there are tons of things that you need to learn and experience. So, put your heart into it and you will surely achieve all your goals in life.  Truth be told, being a good leader is tough. People will have a lot of expectations from you that is why you need to prove them you are worthy enough for that position. You need to show them the outstanding leadership skills you’ve got all the time.   Tips to Become a Good Leader To up your leadership game, consider these important tips below:  Communicate properly  When it comes to leadership, it … Read more

What Businesses Can Learn from Sports

Lead Your Tribe

The following is a guest post by Piyush Patel, author of the forthcoming Lead Your Tribe, Love Your Work. If you’d like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines. Sitting down around a table at the popular Bottega restaurant in Napa Valley, my executive team and I settled in for an evening of celebration. The last few months were a flurry of long hours, bug squashing and improving on our new streaming video platform. It felt good to take a step back and celebrated their hard work and a job well done. This was about two years before Netflix offered their own streaming-only plan, so it was venturing into an … Read more

Top 5 Ways to Make Retirement Less Financially Stressful

Make Retirement Less Stressful

No matter how much you save for retirement, it always seems like it doesn’t hurt to sock away a little bit more. It’s understandable given how many people are living paycheck to paycheck. The Economic Policy Institute (EPI) recently found about half of Americans have nothing saved for retirement. How to Make Retirement Less Stressful Financially The whole process of retirement planning can be stressful, but taking control of your financial future is also empowering. Taking the time to create a comprehensive plan can go a long way in easing the financial stress of retirement. Plan for Funeral Expenses Funeral costs are probably the last thing anyone wants to think about as they near retirement. But when funeral services are … Read more