April 2018

Life Insurance is More Useful Than You May Think

by Jeremy

Difference Between Whole Life and Term Life Insurance

You do what you can to protect your family’s future. You work hard to provide an income and health insurance. Have you considered making life insurance a part of that protection plan? Ask yourself a serious question: “Would there be a significant financial burden left to my family if I died tomorrow?” If the answer is yes, it may be time to speak to a financial professional that can help you find a trusted insurer for life insurance coverage. Here are a few reasons why you may want to consider buying a policy: Protect Your Family’s Finances While you cannot predict a sudden death, you can be financially prepared for whatever may happen. Your life insurance policy could pay for … Read more

Eye on Finance: What Is Cryptocurrency and Why Is It So Popular?

by Guest Contributor

How Secure Are Transactions Done Through Bitcoins?

If years of growing buzz around cryptocurrency didn’t get your attention, the Bitcoin boom certainly did. In December of 2017, early adopters were thrilled to see the value of a single Bitcoin exceed $17,000. That’s quite a shift from the approximately $700 value seen just one year before. Determined not to miss another opportunity like this ever again, many people are now getting in on the action. But first, you need to know the basics. What is cryptocurrency? Here’s a short introduction on cryptocurrency. The Money of the Future? Cryptocurrency is revolutionary because it is decentralized. What this means is that there is no bank controlling the money. This is an attractive prospect for those who are looking to become … Read more

Essay Writing Apps Comparison

by Guest Contributor

The pen is mightier than the sword, but just having a pen won’t help you write a top-notch essay. Essay writing is a lengthy process and several components make up a good essay such as proper documentation, fluent and readable patterns, good use of resources, etc. But, it can be easier with the proper essay writing apps. Many people search for terms like ‘write my essay’ because they need help in essay writing. There is no need to worry because there are several perfect essay writers, like Essay Pro, who can get it done for you, but they are expensive. Another option is to turn to technology. Essay Writing Apps Essay writing apps make it easier for a writer to write … Read more

What Is Trading and Why Should We Do It?

by Collaborative Poster

What is trading? Trading is a term you may have heard thrown around over the years, but do you know what it really means? Trading is a form of business which involves using money to trade an item, a stock, or even currency. It is used by any independent investors as well as businesses as a way to make extra money and grow. If you want to start trading today, here are some things you need to know. Use a Trading Plan Nothing is worth doing without making a plan first. When you are dealing with money you must always give yourself time to come up with a plan of action and make sure you can stick to it. For … Read more

Teaching Kids About Money – What Parents Need To Know

by Hank Coleman

Did you know that only five states in the U.S. (Alabama, Missouri, Tennessee, Utah, and Virginia) currently have requirements for financial literacy classes at the high school level? I’m not a big fan of the current teaching financial literacy and personal finance in public schools. Parents need to be teaching kids about money – not necessarily our school teachers. Personal finance is something everyone has to deal with in their lifetime, and the lack of education on this crucial life skill is especially concerning for a majority of student loan borrowers. 43 million and counting as of 2016 don’t have the tools and knowledge to manage their $37,172 student loan burden according to 2016 average rates reported by Student Loan … Read more

Money Q&A Gift Card Giveaway – Over $220 in Total Prizes

by Hank Coleman

It’s been quite a while since I’ve given anything away on Money Q&A other than copies of Dave Ramsey’s bestselling book, “The Total Money Makeover“, which I have given quite a lot of copies to readers who ask questions here on the site that I turn into blog posts. So, today…I thought it would be nice to give even more alway – in addition to a few copies of Dave’s book. Today, I am giving away six gift cards and give hardcover books worth a combined $220 as follows: Two $50 Amazon gift cards Two $25 Amazon gift cards Two $10 Starbucks gift cards Three copies of “The Total Money Makeover” by Dave Ramsey One copy of “Finish: Give Yourself the … Read more