May 2018

Are Cryptocurrencies a Viable Alternative to the Stock Market?

There’s a lot of talk about cryptocurrency right now, not only between technology enthusiasts but also individual investors and investment firms. The price of a single Bitcoin has risen exponentially over recent years, including a 1,500 percent gain in 2011, and a 130 percent gain in 2016. The current price hovers close to the $9,000 mark, but the market is so volatile that it’s impossible to tell where the price will sit in a year, a month or even a day. So, are cryptocurrencies a viable investment alternative to the stock market? It’s a difficult question to answer, but one that should nearly always start with a warning. Still, cryptocurrency is a new and emerging market, and at this point, … Read more

Could Moving out of the City Be a Smart Choice for Financial Freedom?

by Collaborative Poster

Financial freedom is something that we all aim to achieve in life. Being able to forget about money worries and have enough savings for anything we could ever ask for in life is the ultimate goal for anyone pursuing financial freedom, but along the way, we might encounter some difficult choices that we need to make in order to truly embrace it. What Exactly Is Financial Freedom? First, before we delve into the idea of moving out of the city for financial freedom, we must analyze what we actually mean by financial freedom. After all, chasing a goal you don’t completely understand is foolish, so here are a few hallmarks of financial freedom. Loving your job and having it make … Read more

Useless Everyday Products to Stop Wasting Money On

by Hank Coleman

Note – This post is part of a sponsored campaign with Radius Bank. All opinions are 100% my own. Even when you think you have no room left in your budget to cut expenses, you might be surprised by how many things you’re still needlessly spending money on when there are cheaper or even free alternatives available. Spending money on needs and wants is a psychologically rewarding activity, which is why it’s so easy for us to overlook areas where we could/should rein in our spending, but if you want to accomplish your financial goals then wasteful spending areas are the best places to make some progress and stop wasting money. Things You Are Needlessly Wasting Money On To overcome … Read more

Lex OnTrack Review – Identity Theft with Credit Repair

by Hank Coleman

This post is sponsored by Lexington Law Firm. All opinions are my own. Identity theft cases are on the rise, according to Javelin Strategy & Research, which has been tracking identity theft statistics since 2003. In the year 2016, there were 15.4 million victims of fraud in the U.S., with $16 billion in losses reported. The number of ID theft incidents is only likely to continue rising after the 2017 Equifax hack, which exposed the personal and financial information of as many as 147 million American consumers. If you’re concerned about preventing the theft of your financial information, then there are several precautionary steps you can and should take to ensure the security of your private records. While there are … Read more

Back on the Market? 5 Strategies to Find Your Best-Fit Employer

by Guest Contributor

How To Find The Perfect Work Life Balance At Your Job

Finding yourself back in the job market is a bittersweet experience. On the one hand, you’re probably available for a good reason: you’re ready for a new challenge, perhaps, or newly possessed of the confidence that you’re worth more than your previous employer thought. On the other, you actually have to find work. Nevermind that the current labor market is remarkably favorable for job-seekers (and not so favorable for employers). Finding a good-fit employer is a challenge in any economy, no matter how great you look on paper or how bright your references shine. Here’s how to get started. 1. Give Your Resume a Workover Let your resume do some of the hard work. Use cheat sheets like this one as … Read more

Have an SMB? Here are 7 Ways to Reduce Costs Today!

by Guest Contributor

If you are a small-to-medium-size business (SMB) owner, your goal is to generate a healthy cash flow while reducing expenses. This is often a struggle while trying to remain competitive in the fast-paced SMB environment. What can you do to start reducing your costs? Re-Evaluate Your Expenses Take a close and objective look at where you are currently spending your money. Are you spending money on unnecessary things? Only spend your money on what you need to effectively run your business. Before making any new purchases, ask yourself if you really need it, what are the benefits to your business, and will it help increase your profits. Your Website When building your website or online store, rather than paying a … Read more