Smart Ways to Manage Your Money After Leaving the Armed Forces

You may think that your stint in the military will have you financially sorted for life, but sadly, that isn’t the case for everyone concerned. In fact, you can manage your money and making ends meet as a civilian can be a big transition after leaving the armed forces from what you are used to. Luckily, to help you manage your money, you can read the post below. After Leaving the Armed Forces Do accept help finding a steady job. Those that have served time in the military are different from those that have. They have discipline, focus, and a level of fitness that civilians can’t often compete with. What that means is that you are a valuable commodity in … Read more

Tips for Small Business Owners – How to Respond during a Financial Crisis

Growing a small business is a tough journey that comes with many ups and downs. You’re bound to make mistakes, experience a few unlucky streaks, and have to face circumstances beyond your control. Some problems, however, are bigger than others. That’s when you find your enterprise facing a financial crisis that could have you losing everything you’ve worked so hard to establish. Whether it’s having to deal with the aftermath of a major disaster such as a security breach or finding that your current business strategy is not bringing in enough revenue, responding to a financial crisis calls for a level head, first and foremost. Don’t panic, get ready to act. Here are the key tips to help you manage … Read more

Three Metrics for Financial Peace – Do You Pass?

true riches

The following is a guest post by John Cortines, author of True Riches: What Jesus Really Said About Money and Your Heart. If you’d like to submit a guest post about financial peace or some other topic for Money Q&A, be sure to check out our guest posting guidelines. We all want financial peace.  It’s easy to think that financial peace comes from achieving our long-term goals, and then kicking back and fading into a pleasant sunset, sipping a margarita.  Unfortunately, despite how popular this method of financial planning and thinking may be, it simply doesn’t represent how the human brain works and is thus a recipe for disappointment. When someone asked John Rockefeller how much money was enough, he … Read more

A Review of ADP Total Source for 2019

There are many professional employer organizations available on the market, each with their own unique approach to the industry, and varying services for each business. One of the top POEs of 2019 is ADP. With services for small to medium-sized businesses (up to 999 employees), APD is extremely flexible and versatile with its POE services. Here is an honest review of the platform for 2019. If you’re in Texas, you can find a PEO in Texas in this article from Carefulcents.com. ADP Stands for Quality ADP’s Total Source service is the flagship HR/Payroll management service offered by the popular payroll platform. The service comes highly recommended by its many customers and with over 500,000 employees under management by ADP in … Read more

How Standing Up Yourself Can Improve Your Financial Life

Reasons to Add Fun Money to Your Budget

No one likes the idea of being bullied or pushed around in any part of their lives, and everyone is aware, on some level, that you really need to stand up for yourself more, if you haven’t been doing so yet and improve your financial life. But, the benefits of standing up for yourself are usually framed in terms of improving your confidence, reducing the amount of abuse you take in the workplace, and other such similar things. But it’s not so common that you hear about potential financial benefits, for example, of actually standing up for yourself and putting your foot down in situations where you might be getting mistreated. How to improve your financial life Ultimately, though, when … Read more

How to Return to the Workforce If You’re Running Out of Money in Retirement

running out of money in retirement

Millions of Americans are reaching retirement age each year, yet a majority of them feel financially unequipped to handle the potential costliness of long-term care combined with a permanent loss of earned income. Some folks barely have anything saved for retirement by the time they reach their 50s and 60s, which means they’ll likely be working well into their 70s and possibly 80s to pay the bills. If you’re concerned about running out of money during retirement, then rest assured, you’re not alone. Many older Americans – retired and end-of-career alike – are worried about the possibility of rising healthcare costs, longer lifespans, and inflation derailing even the most perfectly laid retirement plans. This means that seniors should consider other … Read more