Month: August 2019

Growing Old and Investing for Your Future – Steps You Need to Take Now!

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Growing old is something that we cannot avoid. Unfortunately, the sad fact in life is that none of us can stay young forever. We can, however; do our very best to enjoy a long and healthy life. To do this, we need to plan ahead investing for your future. Investing for Your Future With more people living for much longer, people need to start thinking about making sure they are planning for a much greater retirement period. With the average life expectancy growing all the time, you will need to be sure your pension pot will carry you through your entire life by investing for your future.  State Pensions Are A Thing Of The Past Some countries have been lucky … Read more

Serious Driving Mistakes that Could Prove to be Costly

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Many people on the road passed their test years or even decades ago. However, even those that sat their examinations only days ago aren’t perfect drivers. Whether you’ve been behind the wheel for years or have just taken off your learner plates, we all make driving mistakes now and then. Some of these blunders cost little more than a glare from a fellow driver, but many others have a much higher price tag. With that in mind, here are six serious driving mistakes to avoid.  Letting Pets Roam Free Most people see their pet as a member of the family. This is why we take them with us on long journeys and vacations. Anyone who likes to do this, however, … Read more

Worthy Bonds Review – How to Easily Earn a 5% Rate of Return on Your Investments

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Wouldn’t it be great if you could score high returns on your investments while supporting companies that share your values? For investors who would prefer adding environmentally friendly and/or socially responsible companies’ stocks to their portfolios, this might seem like a distant dream since socially responsible investing typically isn’t correlated with great returns. Worthy Bonds might be a great option for you! However, there may be a silver lining on the horizon with Worthy Bonds, which sells SEC registered bonds designed to support small businesses in the U.S. Worthy Peer Capital helps small businesses grow their operations by lending proceeds of Worthy Bonds to business owners who, in turn, provide collateral (e.g., inventory) to secure the funds. If you invest … Read more

Ways to Keep Finances and Operations in Check for Your Business

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A fundamental component of any business will be how you handle finances and operations. To make sure that your enterprise is successful and your finances in check, you must carefully control both the monetary and day-to-day elements. However, with many business owners reporting that they find managing cash flow and operations challenging, it is always helpful to have some tips and tricks. We are going to examine a few of those here and now, to make sure that you have the smoothest operation possible.  Avoid White Collar Crime What a lot of people don’t know is that businesses and government bodies can commit a unique subset of offenses known as white-collar crime. These grievances are often financially incentivized, and you … Read more

Pros and Cons of a Franchise Business

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Do not forget to follow up from a business conference.

The whole idea of a franchised business is that instead of planning for the whole business, you choose a business that’s already established success and use its brand name while following the original owner’s instructions. Starting your own business, however, is starting from scratch and enduring all the responsibilities. And taking such a step can be hard. That’s why Franchising is mostly considered as the best choice. For many entrepreneurs, Franchising is the chance to be your own boss without bearing the significant risks that any start-up would go through. While it might seem easier and cheaper to start a franchise business rather than start a new business, it still requires a lot of effort, study, and monetary investment to … Read more

How to Budget for the Costs of Medicare

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Benefits of a health savings account

The following is a guest post by Danielle K. Roberts, co-founder of Boomer Benefits, who’s an expert on Medicare costs and how to budget for Medicare costs. If you’d like to contribute a guest post to Money Q&A, be sure to check out the site’s guest posting guidelines. Many people are unaware of just how much Medicare costs are until they turn 65 and are preparing to enroll. After all, we see during our working years that the federal government is deducting FICA taxes from our payroll checks, and we assume that means that one day Medicare will be free. Unfortunately, that’s just not the case. While your payroll taxes do help to fund your future Medicare Part A hospital … Read more