November 2019

What Are the Pros and Cons of Retracement for Stocks

A retracement is a trend where a stock either rises or falls against a trend. When accompanied by technical indicators, they can help traders understand whether or not the current trend will continue. Retracements can also help traders know whether a reversal will take place. Difference between Retracements and Reversals When it comes to CFD trading, a replacement is but a short-term or minor withdrawal in the index or stock price. What matters is the fact that the stock neither influences the downtrend or uptrend nor does it affect the crucial support level. When the price either falls or rises above resistance or affects the downtrend or uptrend, it becomes a reversal. Importance of Retracements Retracements allow you to navigate … Read more

Master Keywords to Improve Traffic to Your Website

by Collaborative Poster

When it comes to keywords, it is no secret that millions of digital agencies are creating monster traffic to websites and conversions too. How? They capitalize on the use of keywords and buyer behaviors and improve traffic to your website. The chances are you have a website that you sell products or services. In which case, you would be wise to find a trustworthy SEO agency to work with. But you should also take steps yourself to understand keywords. Where to find keywords to improve traffic, how to use them, and the tools to make sure you aren’t just stuffing them into what might’ve been great content. Keyword Search Of course, the first place you are going to look at … Read more

Should You Take Social Security Early After All?

by Hank Coleman

One of the most common pieces of financial advice given to 50 and 60-somethings is that you should wait until you’re at least 65-67 to take out Social Security. However, new research from the Journal of Aging Studies found that seniors who had filed for Social Security benefits early expressed remarkable satisfaction with their decisions to file early (about 45% of the focus group respondents had filed at age 62; the rest filed before Full Retirement Age at 65-66 years old). This new study contradicts everything you might have heard about the “dangers” and “risks” of withdrawing your retirement funds early. So, what is really the best option, then? According to the study, respondents who withdrew early were most concerned … Read more

Review of the Figure Home Equity Line of Credit

by Hank Coleman

Millennials and Home Ownership - Do Millennials Need to Buy Homes?

It’s no wonder home ownership is such a desirable attainment in the U.S. – there are too many benefits to owning your own home as opposed to leasing your primary residence from a landlord. For instance, tenants continuously pay rent, month after month, without ever seeing that money again. On the flip side, home ownership allows you to build equity – the value of what you truly own – over time, until you either sell the property (hopefully for a higher price than what you initially paid) or pay off your mortgage loan and own the property outright. Another advantage to home ownership is that you can borrow against this build-up of equity if/when you need additional cash for anything … Read more

How to Return to the Workforce If You’re Running Out of Money During Retirement

by Hank Coleman

Millions of Americans are reaching retirement age each year, yet a majority of them feel financially unequipped to handle the potential costliness of long-term care combined with a permanent loss of earned income. Some folks barely have anything saved for retirement by the time they reach their 50s and 60s, which means they’ll likely be working well into their 70s and possibly 80s to pay the bills. If you’re concerned about running out of money during retirement, then rest assured, you’re not alone. Many older Americans – retired and end-of-career alike – are worried about the possibility of rising healthcare costs, longer lifespans, and inflation derailing even the most perfectly laid retirement plans. This means that seniors should consider other … Read more

Lively HSA Review – Why You Need a Health Savings Account

by Hank Coleman

Since the early 2000s, the percentage of working Americans enrolled in a high deductible health plan (HDHP) without a health savings account (HSA) increased from 10.6% to 24.5% in 2017. Meanwhile, the percentage of people in the same demographic enrolled in an HDHP with health savings accounts increased from 4.2% to 18.9%. Are you one of the millions of Americans who have a high deductible health plan without a tax-advantaged HSA to mitigate the costs of medical care? If so, opening a free, FDIC-insured health savings account with a provider like Lively could be an enormously beneficial financial decision when it comes to protecting yourself and your family against the potentially high costs of medical treatments. You may not think … Read more